Personal Line of Credit

Life has a funny way of throwing curveballs, doesn't it? One minute you're coasting along, and the next, your cousin decides to get married in Mexico (lucky them, right?).

That's where a Personal Line of Credit (LOC) can be a game-changer. Think of it like a financial safety net - always there when you need it but not costing you a dime when you don't.

What's a Personal Line of Credit, Anyway?

It's a flexible loan that gives you access to a pre-approved amount of money, ready when life happens. You can dip into it when needed and only pay interest on what you use.

Image
Person's hand holding a credit card and smartphone.

The Big Benefit: Peace of Mind (and More Savings)

The beauty of a Personal Line of Credit is its flexibility. Whether you need $200 to cover an unexpected bill or $5,000 for a home project, it's there. Plus, with lower interest rates than most credit cards, you'll save money while keeping your cash flow steady.

And unlike borrowing from your Uncle Bob, there are no awkward Thanksgiving dinners where you "totally meant to pay him back."

 

Why Get a Personal Line of Credit with Us?

At Prosperity Credit Union, we keep it simple. No fancy jargon, no hidden fees—just honest advice from people who know that life in rural Saskatchewan isn't always predictable (but it's never boring).

Our Personal Lines of Credit are designed to be as flexible as you need them to be, with competitive rates and local service you can trust.

Ready to get started? Pop by your nearest branch or give us a call.
 

Manage your Account

Make payments, view your balance and manage your accounts from where you want, when you want with our easy-to-use online services.